A SOCIAL media user posted about their banking crisis during a gas run.
The user posted their dilemma on Facebook explaining how they stopped at a gas station to pump.
They tried to pay using a tap feature with their phone.
A printed receipt indicated insufficient funds, so the user checked the app for their unspecified bank and made a startling discovery.
“I checked my app and Kwik Trip pulled literally every penny from my bank account,” they wrote.
The user said it was $98.12 and tried calling the bank’s customer service line only to discover they were closed.
EMPTY TANK
After the user couldn’t get help from their bank, they tried calling their mom to send $20.
This time the user tried paying for their gas with their physical debit or credit card instead of touch pay.
Yet they were still rejected and couldn’t make it back to their home.
She went inside to talk to the store’s manager and tell him what happened, sharing transactions from their bank app.
He prepaid them $10 for free gas because of what happened.
“He didn’t really have answers but he was so nice!” the user said.
COUNTING ON CASH
The user said they were going to Milwaukee, Wisconsin the next day to see a concert and said they were, “counting on this money.”
They said the Kwik Trip where it happened always pulled a dollar when they paid at the pump to prove they had funds.
“But this has never happened to me before,” the user wrote, hoping the charges would drop off.
They locked their card for safety measures and said they planned to call their bank the next morning.
Top tips on avoiding scams from a bank
As scams become more sophisticated with the use of artificial intelligence, it is important you know how to spot a scam and how to avoid them.
- Be skeptical of online deals that seem too good to be true, especially on social media.
- Scammers will often use tactics to make you panicked so you make quick decisions – be cautious if you are told to take immediate action and verify who has contacted you.
- Chase Bank warns customers to “never return any unexpected funds without calling Chase first.”
- Never send money to someone you have only spoken to online or by phone as this is likely a romance scam.
- Unless you 100% know who you are talking to, never give someone remote access to your device.
- Never accept help from strangers at an ATM and always be vigilant when making withdrawals.
- Do not send money or click any links indicating that you have won a prize.
Source: Chase.com
BANKING BLUNDERS
Banking incidents have been happening nationwide, with people sharing their situations on social media for insight.
Another Facebook user said their 30-year-old Wells Fargo account was shuttered over a minor address discrepancy.
The issue related to the apartment or unit number, although the user said Wells Fargo was still sending mail to the address.
They had other bank accounts but called the situation a nightmare when Wells Fargo locked their debit card.
The U.S. Sun has more related content on branch closures and ATM glitches.
One person said they lost $48,234 when their Bank of America account got hacked twice.
Meanwhile, another bank client was baffled when they were barred from $1,000.